Pamoja Account

This product is tailored to suit member based organizations (MBOs). It targets both incorporated groups and non- incorporated groups. If you are a registered group, Village Savings and Loans Association (VSLAs) or Investment club, the Pamoja Group Account is suitable for you.

Pamoja Account

Pamoja Account may be operated by:

  • Benkimani
  • Groups (Investment or Social)
  • VICOBA/VSLAs
  • Societies, Clubs and Associations
  • Religious Institutions
  • Societies, Clubs and Associations

How to apply

  • Complete application forms
  • Minutes (which show the need of opening Pamoja Account and selected signatory's)
  • Two colored passport size photographs
  • Signatory`s identity card such as Driving License, Work Id or Valid passport
  • Letter of Introduction from Local Government authorities, Religious Leader, or Social Workers Authorities
  • Certificate of Registration
  • Constitution
  • Opening balance 50,000/=

Pamoja Account benefits

  • Cheque deposits into the account are allowed
  • Zero maintenance fee
  • Attractive interest rates earned on the account (3% p.a)
  • Access to mobile banking services (available upon request)
  • Bank statements provided monthly (available upon request)
  • Free financial advice
  • Affordable loan interest
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