Uwezeshaji Loans - For multipurpose uses by small traders. Micro-Business Loans are direct-entry products for individual entrepreneurs, as well as progressing products for Community Banking.
General / Business Loans - For individuals, small and big entrepreneur, general business clients, workers, small savers, Institution and Companies. This loan product is for different customers who undertake different business. UCB loan products offer standard, preferred, and premier credit programs depending on the client’s business history, amount, and previous repayment history. Under this program UCB is able to accommodate the financial needs of small and medium individual and enterprises.
Agricultural Loans - For individual farmers, entrepreneur, groups, SACCOs. Agriculture engages nearly 89% of Tanzanian’s population. The agricultural sector, also, accounts for growth of gross domestic product and generates foreign exchange. Thus, it is vital for UCB to provide agricultural credit products and services for the agricultural sector.